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Category: Professional

Zaffino, AIG’s No. 2, Fights to Turn Around the House That Hank Greenberg Built

INSURANCE JOURNAL American International Group Inc.’s Peter Zaffino drew a clear line ahead of his jump to the insurer almost three years ago. “I didn’t want any advice,” Zaffino, AIG’s president, said in a rare sit-down interview. “I needed to see things for myself,” he added. “You just have to get underneath, business review after…
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Businesses Hurt First by Coronavirus Then by Looting Have New Insurance Questions

Al’s, a sporting-goods store tucked in Wilmington, Delaware’s small shopping district, opened during the Great Depression, weathered World War II and has been able to keep workers on the job during the coronavirus pandemic. But this past weekend delivered a new challenge. Owner Bob Hart closed the 17,000-square-foot shop at 4 p.m. Saturday as protesters…
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As Doctors Prescribe Fewer Opioids for Injured Workers, What Do They Offer Instead?

One morning, when Gregor Samsa woke from troubled dreams, he found himself transformed in his bed into a horrible vermin. He lay on his armour-like back, and if he lifted his head a little he could see his brown belly, slightly domed and divided by arches into stiff sections. The bedding was hardly able to…
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Zebra Technology Adds Social Distancing Alerts to Warehouse Workers’ Scanners

Zebra Technologies Corp., which sells barcode scanners and other computers used in warehouses globally, introduced a feature on Thursday that sounds an alert when workers breach physical distancing guidelines over the novel coronavirus. Warehouses and factories have been trying to avert outbreaks with greater separation of workers than ever before, putting plastic shields around workstations…
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Did Debate Over Business Income Insurance Just Get More Complicated?

As the insurance industry faces litigation and questions over virus-related claim denials, it could soon be dealing with another business income hurdle due to the civil unrest that has taken place in many U.S. cities following the death of George Floyd in Minneapolis. This comes as insurance professionals say revenue benchmarks for business income claims…
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Coronavirus, Pandemics and Workers’ Compensation

This week’s Academy Journal entry comes to us from friend of the Academy, Chris Boggs. Click and check out what he’s been up to. A pandemic is defined as, “an outbreak of a disease that occurs over a wide geographic area and affects an exceptionally high proportion of the population.” Although the media lives by the…
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A Quick Introduction to Occurrence vs. Claims-Made Forms

Insurance Journal received this question recently. I have inherited an account where the primary CGL was written on an occurrence form and the excess liability was written on a claims-made form. Can you help explain why this isn’t a great situation? Yes. I think we can. Let’s start by clarifying that there’s more to the…
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