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Is your home protected on July 4 in case of firework damage?

A gorgeous pyrotechnic display is a fantastic way to polish off a red, white, and blue themed party.

Families and friends across the country are preparing to celebrate the fourth of July and should understand their coverage against firework damage to ensure that if something goes awry it won’t lead to financial ruin.

The National Fire Protection Agency says this is the biggest day of the year for home fires.

Firework damage is a serious risk. Though additional precautions can help to prevent disaster, it’s still important to understand your coverage and make sure the right protections are in place. The National Fire Protection Agency’s data shows that July 4 has more home fires than any other day of the year. Moreover, half of those blazes are caused by fireworks.

The first thing homeowners should do – particularly if they intend to include a pyrotechnics show as a part of their celebrations – is understand how to use them safely. That said, even when everything is done properly, accidents can still happen. For this reason, knowing the details and exceptions of your homeowners insurance are very important.